508.699.8624
24 Hour Access Hotline: (508) 254-9804
Mortgage Programs 508.699.8624
Constitution Trust Mortgage has built strong partnerships with the industry's leading lenders. This enables Todd and his team to offer clients a full menu of mortgage programs. It also enables Todd to offer his client's low, low rates. Below is just a sample of the mortgage programs that are available through Constitution Trust.
508.699.8624
Todd A. Carges
"Don't be fooled by mis-leading ads or those who don't have your best interest at heart, schedule a meeting with me and get honest answers, exceptional service, and best of all, a great rate."
(508) 699-8624
tcarges@constitutiontrust.com
Purchase Loans
Refinance Loans
Home Equity
First Time Buyers
Debt Consolidation
Home Improvements
Pre-Approvals
Conforming and Jumbo Year Fixed Rate Programs
v For those who want the security of a fixed rate. 15, 20, 30, 40 year terms.
Conforming and Jumbo ARM Programs
Conforming and Jumbo ARM Programs
For those who want the flexibility of an adjustable rate.
6 month, 1, 3, 5, 7, 10 year terms.
My Community/Home Possible Programs
For those who qualify for assistance. Low PMI.
6 month, 1, 3, 5, 7, 10 year terms.
My Community/Home Possible Programs
For those who qualify for assistance. Low PMI.
100% Financing Programs
For those who don't want to put any money down.
LPMI Programs
For those who don't want to pay PMI
80-15-5 Program (No PMI)
80-15-5 Program (No PMI) For those who don't want to put any money down.
LPMI Programs
For those who don't want to pay PMI
80-15-5 Program (No PMI)
v For those with 5% to put down and don’t want to pay PMI.
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80-10-10 Program (No PMI)
For those with 10% to put down and don't want to pay PMI.
Seller Paid Closing Costs Programs
80-10-10 Program (No PMI)
For those with 10% to put down and don't want to pay PMI.
Seller Paid Closing Costs Programs
v For those who don’t have the funds to pay closing costs.
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Fixed and Variable Interest Only Programs
Fixed and Variable Interest Only Programs
v For those who want flexibility with their monthly payments.
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Monthly Choice Loan Program
Monthly Choice Loan Program
v For those who want 4 payment choices each month.
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•Stated Income Programs
For those who don’t want or can’t document income.
For those who don’t want or can’t document income.
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Stated Asset Programs
Stated Asset Programs
v For those who don’t want or can’t document assets.
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No Income/No Asset Verification Programs
No Income/No Asset Verification Programs
v For those who don’t want or can’t document assets and/or income.
•No Documentation Program
v For those who have healthy credit and want to close their loan fast.
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Home Equity Loans and Lines of Credit
For those who want to access their home's equity.
For those who want to access their home's equity.
